Sector | Banking | Compare with Sector peers |
Industry | Bank - Private | Compare with Industry peers |
Website | http://www.csb.co.in | |
Market Cap | 6,674.87 Cr. | |
Enterprise Value(EV) | Cr. | - |
Financial Indicators | ||
---|---|---|
Earnings per share (EPS) | 32.67 | Trailing Twelve Months Ending 2024-03 |
Price-Earning Ratio (PE) | 11.78 | Trailing Twelve Months Ending 2024-03 |
Industry PE | 16.74 | Trailing Twelve Months Ending 2024-03 |
Book Value / Share | 200.06 | Trailing Twelve Months Ending 2024-03 |
Price to Book Value | 1.92 | Calculated using Price: 384.75 |
Dividend Yield | 0.00 | Period Ending 2023-03 |
No. of Shares Subscribed | 17.35 Cr. | 173,485,827 Shares |
FaceValue | 10 | |
About CSB Bank Ltd. | ||
CSB Bank is one of the oldest private sector banks in India.Under its SME banking business, the bank caters to financial institutions, agriculture and allied businesses, and vendors and dealers of corporates. It offers a wide range of products including term loans, working capital loans, invoice/bill discounting, letters of credit and bank guarantees. Under its retail banking business, it offers a wide range of loan and deposit products to its retail and NRI customers. Its retail lending products include gold loans, vehicle loans including two wheeler loans, loans against properties, personal loans, housing loans, agricultural loans, and education loans. Under its wholesale banking business, the bank caters to large and mid-size corporates and other business entities. Besides, the banks treasury operations primarily consist of statutory reserves management, asset liability management, liquidity management, investment and trading of securities, and money market and foreign exchange activities. |
1 Day |
|
-5.14% |
1 Week |
|
-3.48% |
1 Month |
|
+10.72% |
3 Month |
|
+2.65% |
6 Month |
|
+19.12% |
1 Year |
|
+34.91% |
2 Year |
|
+76.44% |
5 Year |
|
|
10 Year |
|
9 years | 2015-03 | 2016-03 | 2017-03 | 2018-03 | 2019-03 | 2020-03 | 2021-03 | 2022-03 | 2023-03 | |
Return on Equity (%) | -7.55 | -20.08 | 0.2 | -12.46 | -29.2 | 1.05 | 11.41 | 20.33 | 19.84 | |
Return on Assets (%) | -0.34 | -0.95 | 0.01 | -0.61 | -1.2 | 0.07 | 1.04 | 1.88 | 2.01 | |
Net Interest Margin | 2.32 | 2.22 | 2.08 | 2.62 | 2.82 | 3.35 | 4.23 | 4.73 | 4.71 | |
Interest Spread (%) | 8.12 | 10.88 | 9.62 | 7.7 | 6.69 | 7.75 | 8.44 | 8.9 | 7.33 | |
Yield on Advances (%) | 16.31 | 18.88 | 16.46 | 13.89 | 12.69 | 13.28 | 12.97 | 12.89 | 11.23 |
Particulars | 10 years | 2015-03 Rs. Cr. | 2016-03 Rs. Cr. | 2017-03 Rs. Cr. | 2018-03 Rs. Cr. | 2019-03 Rs. Cr. | 2020-03 Rs. Cr. | 2021-03 Rs. Cr. | 2022-03 Rs. Cr. | 2023-03 Rs. Cr. | 2024-03* Rs. Cr. |
Shh. Funds | 888 | 893 | 999 | 889 | 1,432 | 1,961 | 2,180 | 2,651 | 3,204 | 3,804 | |
Minority Int. | |||||||||||
Deposits | 14,474 | 14,438 | 14,912 | 14,691 | 15,124 | 15,791 | 19,140 | 20,188 | 24,506 | 29,719 | |
Borrowings | 45 | 42 | 42 | 42 | 794 | 1,426 | 2,007 | 783 | 1,757 | ||
Other Liab. | 354 | 279 | 271 | 249 | 356 | 319 | 591 | 509 | 670 | 776 | |
Total Liab. | 15,762 | 15,652 | 16,223 | 15,870 | 16,911 | 18,864 | 23,337 | 25,356 | 29,162 | 36,056 | |
Fixed Assets | 175 | 215 | 215 | 216 | 218 | 253 | 269 | 288 | 319 | 406 | |
Investments | 5,053 | 5,987 | 5,762 | 4,114 | 4,028 | 5,360 | 6,126 | 7,012 | 5,849 | 7,551 | |
Advances | 9,472 | 7,853 | 8,119 | 9,337 | 10,615 | 11,366 | 14,438 | 15,815 | 20,651 | 24,336 | |
Cash & Bank | 799 | 726 | 1,211 | 1,215 | 974 | 939 | 1,714 | 1,574 | 1,837 | 3,155 | |
Other Assets | 263 | 871 | 916 | 987 | 1,077 | 945 | 790 | 668 | 507 | 608 | |
Total Assets | 15,762 | 15,652 | 16,223 | 15,870 | 16,911 | 18,864 | 23,337 | 25,356 | 29,162 | 36,056 |
Particulars | 10 years | 2015-03 Rs. Cr. | 2016-03 Rs. Cr. | 2017-03 Rs. Cr. | 2018-03 Rs. Cr. | 2019-03 Rs. Cr. | 2020-03 Rs. Cr. | 2021-03 Rs. Cr. | 2022-03 Rs. Cr. | 2023-03 Rs. Cr. | 2024-03 Rs. Cr. TTM |
Interest Earned | 1,545 | 1,483 | 1,336 | 1,297 | 1,348 | 1,510 | 1,872 | 2,038 | 2,320 | 2,928 | |
Other Income | 127 | 105 | 281 | 125 | 136 | 222 | 303 | 247 | 316 | 592 | |
Total Income | 1,672 | 1,588 | 1,618 | 1,422 | 1,483 | 1,732 | 2,175 | 2,285 | 2,636 | 3,519 | |
Operating Exp. | -433 | -432 | -443 | -436 | -563 | -533 | -729 | -786 | -942 | -1,288 | |
Provisions | -132 | -225 | -161 | -224 | -313 | -147 | -223 | 1 | 26 | -18 | |
PBIT | 1,106 | 931 | 1,014 | 763 | 607 | 1,052 | 1,223 | 1,499 | 1,719 | 2,213 | |
Interest | -1,189 | -1,159 | -1,023 | -912 | -908 | -918 | -931 | -885 | -986 | -1,451 | |
Tax | 29 | 79 | 10 | 52 | 103 | -121 | -74 | -156 | -186 | -195 | |
PAT | -53 | -150 | 2 | -97 | -197 | 13 | 218 | 458 | 547 | 567 | |
Adjusted EPS | -9 | -21 | 0 | -12 | -23 | 1 | 13 | 26 | 32 | 33 |
Particulars | 10 years | 2014-03 Rs. Cr. | 2015-03 Rs. Cr. | 2016-03 Rs. Cr. | 2017-03 Rs. Cr. | 2018-03 Rs. Cr. | 2019-03 Rs. Cr. | 2020-03 Rs. Cr. | 2021-03 Rs. Cr. | 2022-03 Rs. Cr. | 2023-03 Rs. Cr. |
Cash Fr. Operatn. | 53 | -356 | -166 | 395 | 27 | -893 | -1,109 | 1,374 | -853 | 2,211 | |
Cash Fr. Inv. | -16 | -16 | -13 | -17 | -18 | -22 | -235 | -1,231 | 131 | -724 | |
Cash Fr. Finan. | -28 | 97 | 106 | 106 | -5 | 674 | 1,310 | 632 | 581 | -1,224 | |
Net Change | 9 | -276 | -72 | 485 | 4 | -242 | -34 | 775 | -140 | 263 | |
Cash & Cash Eqvt | 1,074 | 799 | 726 | 1,211 | 1,215 | 974 | 939 | 1,714 | 1,574 | 1,837 |
Fri, 26 Apr 2024
Press Release CSB Bank Limited has informed the Exchange regarding a press release dated April 26, 2024, titled Press Release - Audited Financial Results for Quarter and Financial Year ended March 31, 2024. |
Fri, 26 Apr 2024
Investor Presentation CSB Bank Limited has informed the Exchange about Investor Presentation |
Fri, 26 Apr 2024
Financial Result Updates CSB Bank Limited has submitted to the Exchange, the financial results for the period ended March 31, 2024. |
Fri, 26 Apr 2024 |
Higher Delivery Quantity |
Higher Trade Quantity |
Higher Trade and Delivery Quantity |
Closing Below Previous Low |
Close Within 52 Week High Zone |